Service
Skip Tracing & Asset Verification
Locating uncontactable debtors and verifying recoverable assets so recovery effort is directed where it can succeed.
Service overview
What this service covers
When a debtor cannot be reached, recovery cannot begin. UDRA conducts lawful tracing and verification work to re-establish contact, confirm current circumstances and assess whether a balance is genuinely recoverable before further cost is incurred.
Who this service is for
- Institutions holding uncontactable or written-down accounts
- Clients considering legal action who need a viability assessment
- Portfolio buyers assessing recoverability before acquisition
- Businesses with debtors who have relocated or restructured
Key challenges addressed
The problems this service is built to resolve
Debtors who have relocated or changed contact details
Files stall indefinitely when the last known address and number are no longer valid.
Uncertainty over whether to litigate
Legal cost is wasted where there is no realistic prospect of recovery.
Corporate debtors that have restructured
Entities dissolve, rename or transfer trade, obscuring the liable party.
Fragmented and unreliable data sources
Information must be corroborated before it can be acted upon.
Our approach
How UDRA delivers this service
Each stage is documented, and no stage proceeds beyond the authority you have granted.
- 01
Data review
All information held on the file is consolidated and assessed for gaps.
- 02
Lawful enquiry
Permitted sources and professional networks are used to establish current contact points.
- 03
Verification
Findings are corroborated across independent sources before being reported.
- 04
Recoverability assessment
You receive a clear view on whether, and how, the balance can realistically be pursued.
Key benefits
What you gain
- Reactivation of files previously considered uncollectable
- Informed decisions before committing to legal cost
- Corroborated, documented findings
- Faster right-party contact rates
- Reduced write-offs across the portfolio
Compliance & ethical considerations
All tracing is conducted using lawful sources and permitted enquiry methods, with data handled under strict confidentiality and retention controls.
Related services
Capabilities often combined with this one
Commercial Debt Recovery
Business-to-business recovery handled with commercial judgement, protecting the trading relationship wherever it can be preserved.
Service details
Retail & Consumer Debt Collection
High-volume consumer receivables managed with respectful, compliant communication and rigorous record-keeping.
Service details
Debt Collection Call Center Services
A trained, monitored and fully documented contact operation acting as an extension of your credit function.
Service detailsSchedule a consultation
Talk to a specialist about skip tracing & asset verification
A senior specialist will review your position confidentially and set out realistic options, timelines and expected costs.