Legal
Terms & Conditions
The terms governing use of this website and the basis on which UDRA describes and provides its recovery services.
Last updated: August 2026
Use of this website
This website provides general information about UDRA and its services. Content is offered for information only and does not constitute legal, financial or professional advice on any specific matter.
No legal advice
UDRA is a debt recovery and receivables management agency. We coordinate with qualified legal practitioners but do not provide legal advice. Legal steps in any jurisdiction are taken by licensed practitioners instructed for that purpose.
Service engagement
Recovery services are provided only under a written engagement setting out scope, commercial terms, authority granted and reporting arrangements. Nothing on this website constitutes an offer capable of acceptance or creates a client relationship.
Commercial terms
Where a no recovery, no fee structure applies, eligibility, commission rates and any excluded costs — including legal disbursements and third-party charges — are set out in the engagement documentation agreed before work commences.
Client responsibilities
Clients are responsible for the accuracy and lawfulness of the information and documentation they place with UDRA, and for confirming that the balance placed is genuinely due and not subject to an unresolved dispute known to them.
Intellectual property
All content on this website, including text, graphics, layout and the UDRA name and logo, is the property of UDRA or its licensors and may not be reproduced without written permission.
Limitation of liability
To the extent permitted by law, UDRA accepts no liability for loss arising from reliance on general website content. Liability in relation to services provided is governed exclusively by the applicable engagement agreement.
Governing law
These terms are governed by the laws of Pakistan. Service engagements may specify a different governing law and jurisdiction, which will prevail for that engagement.